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Ask Anything: Upper Arlington, Dublin, and Columbus Ohio home buying, real estate listings, and homes for sale in Franklin County, OH

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Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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Q	Where is the world's oldest hotel?
A	The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties.
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The Lustnauer Team, REALTORŽ, real estate agents and broker for Upper Arlington, Dublin, and Columbus Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

The Lustnauer Team
RE/MAX Premier Choice
1600 Fishinger Road
Columbus, OH. 43221
Direct: 614-410-1816
Toll Free: 800-536-4424
Fax: 614-474-8108
Cell: 614-209-2337
Email: Milt@MiltSellsHomes.com
Milt carefully listens to his client's desires and applies his 28 years of real estate experience, using the "Latest in Technology", until his clients goals are met. Milt continually researches the latest marketing tools and has advanced designations including, Certified Residential Specialist (CRS), Certified Relocation Professional (CRP), Accredited Buyer Representative (ABR), , National Association of Realtors(e-Pro), and Graduate Realtor Institution (GRI). Milt is a member of the prestigious Columbus Board Of Realtors $25 Million Dollar Club; he has a marketing team of four professionals and continues to be one of the top real estate agents in Columbus, Ohio. Milt's prominent goal for his clients is to walk away with a smile on their faces and security in their real estate choices. Call America's NUMBER1EXPERT Milt Lustnauer For The Professional Service You Deserve!

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